When Lucy married Lord St. Germain, she had no illusions about her place: a well-dowried wife matched with a pitiful nobleman to save him from his debts. Only it turns out that wasn't enough. Now roguish Gabriel Templeton, the man who holds the highest of her husband's debts, has another repayment in mind. And Lord St. Germain is powerless to do nothing but agree… …and watch everything Gabriel wants to do to his wife – the only way he can pay his way out of his debts.