This book, 'This Time Will Be Different,' explores the seismic shifts currently taking place in the global financial system. From blockchain to Central Bank Digital Currencies (CBDCs), the rules of finance are being rewritten, offering unique opportunities for those prepared to adapt. Written in an accessible way, it breaks down complex concepts like blockchain, ISO 20022, and emerging digital assets, empowering readers to make informed decisions in a changing financial landscape. It encourages readers to leverage these shifts to protect and grow their wealth, regardless of their background or prior knowledge.